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Our checking account packages "fit your lifestyle"!

Financial institutions typically design accounts based off of minimum balance requirements. You will be glad to know that there is no minimum balance requirement on any of our checking accounts.

Visa Debit/Check Card

All FSU Credit Union checking accounts come with the option of a Visa debit/check card.
A Visa Debit card, also known as a Visa check card, is a debit card that works like a check, only better. When you make purchases, the amount is deducted directly from your checking account — but you also enjoy added convenience and security protections. Pay for all types of purchases quickly and easily. Just use your Visa Debit card when you are ready to pay. It works fast, so there's no need to write checks or fumble for change. Plus, you'll save on trips to the ATM and can leave your checkbook at home.

Debit Card Activation and PIN Number Change: 1-866-985-2273
Debit Card Lost/Stolen: 1-888-918-7774
Debit Card Customer Service: 1-877-GOFSUCU (463-7828)

Free Student Checking

This account was designed solely for FSU students and is completely FREE for as long as you have the account. Even after graduation, you still receive the benefits from once being a FSU student! The checking account comes with no monthly service fee, no minimum balance requirement, a Visa debit card with no annual fee, free online banking and more.

Champion's Choice

The Champion's Choice Checking Account** is divided into three distinct levels (Garnet, Gold, and Platinum). These levels are designed based on individual product/service usage. This means, the more services you use, the more cost-effective all services become.

• Platinum Level: Our highest level! We reward your loyalty with discounts on loans, increased rates on certificates, free checks, and no monthly fee when you have at least one qualifying service in each of the three product/service [PDF] categories. (Otherwise monthly fee applies. See fee schedule for details.)

• Gold Level: No minimum balance, discounts on vehicle loans, and no monthly fee when you maintain at least one qualifying service in two of the three product/service [PDF] categories. (Otherwise monthly fee applies. See fee schedule for details.)

• Garnet Level: Get unlimited Visa Debit Card transactions and unlimited check writing with no minimum balance when you use at least one qualifying service in one of the three product/service [PDF] categories. There is a $5.00 monthly fee for accounts at this level. See fee schedule for details.

• Champion's Choice (Garnet, Gold, and Platinum Level) Account Details: $25.00 to open Champion's Choice Checking at any of the three levels. Dividends are not earned on the Champion's Choice Checking Account at any level. IMPORTANT NOTICE: Your account level will be determined monthly based on the products/services you have had with us within the most recent 30 days. For example, you may be at the Gold Level one month and depending on your product/service usage, be at the Platinum or Garnet level the next month. This means that if you are currently in the Garnet Level, it is easier than ever to move into the Gold or even Platinum Level to avoid the monthly fee.

**Each of these account levels has features and benefits that can be changed from time to time at the sole discretion of the Credit Union without notice to you.

Alumni Advantage

If you are a current member of the FSU Alumni Association, you are eligible for our new Alumni Advantage Checking Account. Simply notify a credit union representative of your FSU Alumni Association membership and your checking account will be switched to reflect this affiliation. Or, if you are alumni of FSU and would like to join the Alumni Association to take advantage of this account, a credit union representative will be glad to enroll you.

Alumni Advantage Account Details: $25.00 to open account. Dividends are not earned on the Alumni Advantage Checking Account. IMPORTANT NOTICE: You must be a current member of the FSU Alumni Association to be eligible for this account and we may request verification upon account opening.

Booster Benefits

If you are a current member of the Seminole Boosters or Seminole Student Boosters, you are eligible for our new Booster Benefits Checking Account. Simply notify a credit union representative of your Seminole Booster membership and your checking account will be switched to reflect this affiliation. Or, if you are interested in joining the Seminole Boosters or Seminole Student Boosters to take advantage of this account, a credit union representative will be glad to sign you up.

Booster Benefits Account Details: $25.00 to open account. Dividends are not earned on the Booster Benefits Checking Account. IMPORTANT NOTICE: You must be a current member of the Seminole Boosters or Seminole Student Boosters to be eligible for this account and we may request verification upon account opening.

Business Checking

Visit our Business Accounts section for more information.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.