| Share Account Type |
Amount |
Explanation |
| All share accounts |
| Excess Withdrawal Fee |
$1.00 |
per withdrawal for each withdrawal over three per month. There is a maximum of 6 REG D withdrawals per account per month. |
| Main Share Low Balance Fee |
$2.00 |
per month if a $250.00 minimum aggregate balance is not maintained and/or the member does not have a current loan balance or maintain a checking account |
| Other Fees (applicable to all accounts) |
| IRA Termination Fee |
$30.00 |
per termination |
| HELOC Termination Fee |
$50.00 |
(per termination during the 5 year draw period) |
| Account Reconciliation fee |
$15.00 |
per hour (1 hour minimum) |
| Account Research Fee |
$15.00 |
per hour (1 hour minimum) |
| Statement Copy Fee |
$2.00 |
per page |
| Deposited Item Return Fee |
$5.00 |
per item |
| Items Sent for Collection Fee |
$15.00 |
per item |
| Wire Transfer (incoming) Fee |
$5.00 |
per request |
| Wire Transfer (outgoing) Fee |
$15.00 |
per request |
| Certified Check Fee |
$2.00 |
per check |
| Money Order Fee |
$1.00 |
per item |
| Traveler Check Fee |
$1.00 |
per $100.00 |
| Legal Process Fee |
$25.00 |
per process |
| Inactive Account Fee |
$3.00 |
per month, after one (1) year and account under $1,000.00 |
| Telephone Transfer Fee |
$5.00 |
per transfer |
| Account Closure Fee |
$5.00 |
if closed within ninety (90) days |
| Account Reopen Fee |
$25.00 |
if reopened within ninety (90) days |
| Traveler Checks for 2 Fee |
$1.50 |
per $100.00 |
| Wire Transfer Fee - International |
$30.00 |
per transfer |
| Returned Mail Fee |
$5.00 |
per piece |
| Gift Cheques Fee |
$3.00 |
per check |
| Visa Gift Card |
$2.50 |
per card |
| Check Cashing Fee |
$4.00 |
per item-includes giving cash back to member, unless member has the funds available in the account |
| Verification Letter Fee |
$10.00 |
per item |
| Temporary Checks |
$2.00 |
per pack (a pack includes 8 checks) |
| Share Draft Account Fees |
| Champions' Choice Draft Account Fee - Garnet Level |
$5.00 |
per month (account level will be determined each month based on the past 30days usage of products / services) |
| Share Draft Business Acct Fee |
$8.00* |
per month |
| Bill Payer |
$7.95 |
per month with unlimited transactions |
| Copy of Cleared Draft Fee |
$3.00 |
per item if less than 1 year old (for items over 1 year old, add $15 .00 per hour research fee) |
| Stop payment Fee |
$25.00 |
per request |
| Return Deposit Item Fee |
$5.00 |
per item |
| NSF Fee |
$30.00 |
per item |
| Overdraft Transfer Fee |
$1.00 |
per item (fee increases to $30 per item if you exceed six (6) withdrawals per month, in accordance with RED D.) |
| Courtesy Pay Protection Fee |
$30.00 |
per item |
| Debit Card Annual Fee |
$5.00 |
annually (first year free) |
| Electronic Funds Transfer Acct Fees |
| Proprietary ATM Fee |
No charge |
when using an ATM owned by us or operating on the CU24 Network |
| Non-Proprietary ATM Fee** |
$0.75 |
each |
| ATM Inquiry Fee |
$0.75 |
each
** When you use an ATM not owned by us you may be charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you don't complete a transaction |
| ATM Card |
$5.00 |
per month (Fee is waived if member's total loan balances with the credit union exceeds $2,000.00 or the member has an active checking account or maintains an aggregate share balance greater than $250.00. |
| Overdraft Transfer Fee |
$1.00 |
per item |
| Overdraft NSF Fee |
$30.00 |
per item |
| ATM Replacement Card Fee |
$5.00 |
each request |
| Credit Union Membership Fees |
| Membership Fee |
$10.00 |
one time fee upon acceptance |
Federally Insured by NCUA
